10 December 2009

The Bank of She-Who-Is-Most-Broke

So Trigger's wallet, phone, debit card, and student I.D. were found the day after she called to tell me she lost them. . .  They were at a different Frat house, Mom!  I swear! I don't know how they got there! 

And once she had them back in her possession, she promptly proceeded to overdraw her checking account once again. . .

____________________


She-Who-Works-Hard-for-the-Wampum:  Trig!  Stop overdrawing your bank account!  I just checked it again and you were overdrawn by $1.57.


She-Who-Is-Most-Broke:  I didn't!  I took exactly the right amount of money out!  I had $26 dollars in there to start with and I withdrew $20 from the machine and I even counted in the $2 withdrawal fee that the bank charged me and then I got like a $4 latte at Starbucks.


She-Who-Works-Hard-for-the-Wampum:  But did you check your balance before you did?


She-Who-Is-Most-Broke:  What?


She-Who-Works-Hard-for-the-Wampum:  Did you check your balance. . . like at the machine. . .  before you withdrew that $20?


She-Who-Is-Most-Broke:  I guess so. . .  that's how I knew how much money I could withdraw.  Why?


She-Who-Works-Hard-for-the-Wampum:  Well, I see here that the bank also charged you a $2 balance inquiry fee at the close of the business day, which left you overdrawn by $1.57!  So that's it!  You have no money!  You are flat broke and will remain so until you come home for your Christmas break this Friday and start babysitting.

She-Who-Is-Most-Broke:  No, I'm not broke, Mom!


She-Who-Works-Hard-for-the-Wampum:  Yes you are broke, Trigger!

She-Who-Is-Most-Broke:  No I'm not!  I found out that I can sell my books back after exams. . . and then I'll have like a hundred bucks and I'll have all the money I need to buy Christmas presents!


She-Who-Works-Hard-for-the-Wampum:  Aren't they the very same books that I paid $750 for at the start of the semester?  I better get one heck of a Christmas present from you, young lady. . . .




21 comments:

Smart A$$ Mom said...

Oh! Suddenly I am very excited to start school. I totally forgot about selling back text books!

Managed Chaos said...

Don't ya just love how children take ownership of things WE pay for...I'd say that $100 should ALL be spent on you ;o)

Tamara said...

Oh man...i bet this checking account thing is about to drive you bonkers!!!!!

You make her give you that $100 and go get your hair done and have a nice relaxing pedicure. :)

Bella said...

oh the joys of holiday broke season. love it. LOL

Anita said...

Never a dull moment at your house. :)

Under the Influence said...

Sounds like a PT job is in her future!

Maureen@IslandRoar said...

Yeah, I gave my son enough money to buy a roundtrip bus tckt to get home for Thanksgiving. But he only bought a one way from the port authority. Then took the Chinatown bus back from Boston and pocketed the difference. MY money.
They're such sweethearts, aren't they?

blognut said...

I love Trigger's thinking!!!

Well, I do have to admit that I'd be a lot less amused by it if I were She-Who-Works-Hard-for-the-Wampum.

mo.stoneskin said...

I'm looking forward to hearing what she gets you with the book money. A $5 tub of hand cream probably.

Gaston Studio said...

ROFLMAO! Do they ever check their balances??

Pearls To Hide My Neck said...

Yep, I never see a dime when the books are sold. I also see the bill on MY credit card that the kids use for "incidentals" which include my Christmas presents. Gotta love em!

Diane said...

You know you absolutely terrify me, don't you? I'm locking my kid up tomorrow and not letting her out 'til she's, oh, 25 or so.

Middle Aged Woman said...

My 20 year old daughter once overdrew her account to the tune of 75 bucks in overdraft fees. Now she freaks out if she gets below 300 dollars. And college textbooks are the biggest ripoff on the planet.

Jason said...

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A Woman Of No Importance said...

I despair about my Grizz's totally laissez-fair style of dealing with the Bank of Mum and Dad for when he gets (hopefully!) to College next years...

How you manage to keep track of all your daughters' spending just makes my head spin! I think the bank is very mean, charging for a balance enquiry, though! Love to you, Fhi x

Elizabeth Mahlou said...

LOL! Fortunately, given seven children of whom three had multiple birth defects, I never had money to pay for college for the kids so they found their own tuition assistance and got their own jobs, which, turning a negative into a positive, helped them grow up faster.

Trig's response, though, reminds me of my older daughter when she was in fourth grade and the teacher asked what the kids should think if they saw a problem like 35-47 (answer: you copied it wrong from the board, dummy), and my daughter answered "not to forget the minus sign when you write negative 12." That prompted the nonplussed teachers to announce to the nine-year-olds that there is no such thing as negative numbers, a pronouncement that puzzled daughter Lizzie, who queried, "So why does Mom have them in her checkbook!" (That school never wanted to take another check from me!)

Anonymous said...

Oh dear, make sure she knows that she will often make more of a profit if she sells her books online or wait until she can sell them to other students taking the same class.

College book stores buy them back cheap, and then sell them to students at a discounted used price, which is cheaper than the new version, but still a heck of a lot more than they paid the student who used it. If you skip the middle man (aka, the book store), you can often sell the books to other students at a cheaper price than the book store, but it will be higher than what the book store would have paid you.

Of course, that route requires patience...

My brother is also a big fan of overdrawing his account.

LisaMM said...

Oh, that sounds like my life in about 6 years. My 12 year old is definitely going down that path with that kind of logic!!

I looked around your blog for an email address for you but can't find one. I've got a question.. would you please drop me a note at lisamunley@ca.rr.com?

Thanks and I hope you get a killer Christmas gift from Trigger!

Sassy Britches said...

Okay, what kind of crazy a$$ bank does she go to that charges her to INQUIRE on her accounts?!?!? This is an outrage.

Nishant said...

..i bet this checking account thing is about to drive you bonkers!!!!!


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